Holiday Online Shopping Security Tips

The holidays are the most vulnerable times for online shoppers as it is the prime time for fraudsters, scammers and hackers that are looking to take advantage of unsuspecting online shoppers.

To stay safe while making purchases online, follow these simple steps:

  • Check your devices:
  • Before making online purchase, ensure the device you are using to shop online is up to date i.e. your browser, antivirus and operating system.
  • If you purchase an internet-connected device, change the default password to a different password as soon as you receive your purchased device.
  • Check the purchased device’s privacy and security settings to make sure you understand how your information will be used and stored.
  • Do your shopping via trusted sources:
  • Ensure you are making online purchase on the genuine company website by verifying that you are on the legitimate website before supplying any personal information online.
  • Don’t connect to unsecure public Wi-Fi to make an online purchase.
  • Use the official retailer apps to shop online if you prefer to make purchase on your mobile device.
  • Don’t make purchase from spam or phishing emails. If you’re unsure if an email is legitimate, type the website address of the retailer into your web browser.
  • Never provide your password, personal or financial information in response to an unsolicited email no matter how enticing the offer is.
  • Use safe methods for online purchases:
  • Make purchases using your credit card as opposed to debit card. Credit cards have some extra-legal defense that limit your liability for fraudulent charges but the same may not be available with your debit cards. It also gives you leverage if there is dispute in transaction with a seller. Alternatively, you can use prepaid debit cards because the money is not connected to your bank account.
  • Keep an eye on your credit and bank statements for any fraudulent charges. Keep a record of your online transactions by holding on to your receipts.
  • Ensure you do not share more information than necessary with any retail store when making your online purchase.

Remember the best defense against these online threats is awareness on the part of the customer.

Reference: https://www.dhs.gov/news/2019/11/26/holiday-online-shopping-safety-cisa

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Details

Article ID: 629
Created
Tue 7/13/21 9:46 AM
Modified
Sat 11/13/21 5:36 PM